What you need to know
You’re the best and the brightest. It only makes sense that your benefits match your level of brilliance. That’s why we’re always looking for opportunities to make our offerings just a little better, more convenient, and useful to you and your family. Here are the top enhancements we’re making to your benefits for 2022. (Keep in mind that 2022 Open Enrollment has closed. You won't be able to make changes to your benefits until the next Open Enrollment—unless you experience a qualifying life event.)
Top 5 changes for 2022
1. Enhanced emotional support for you and your family
We know you and your family have been going through a lot over this past year or two. To make sure you have all the support you need, at all times, we’re changing Employee Assistance Program (EAP) administrators. Modern Health will offer a much wider array of support services, including:
- Up to 10 in-person or virtual therapy visits per employee per year (available to you and up to three dependents ages 6+)
- Up to 10 virtual coaching session visits per employee per year (available to you and up to three dependents ages 18+)
- Unlimited chat and text with coaches
Work-life resource and referral services will transition from Workplace Options to Modern Health’s partner, Empathia.
2. New medical plans in Virginia, Maryland, Washington, D.C., and Hawai‘i
We’re adding a Kaiser plan for employees in the mid-Atlantic region (Virginia, Maryland and Washington, D.C.) and a new replacement UnitedHealthcare (UHC) plan for Hawai‘i employees.
3. Opportunities to purchase more life insurance coverage
We don’t like to think about it either, but if something unfortunate happens (such as death), there’s comfort in having financial protection for your family. That’s where additional life insurance can come in handy. Splunk covers you with basic life and AD&D insurance up to 2 times your annual salary (up to $1 million) at no cost to you.
- For yourself: You can purchase up to $1 million in additional coverage, but you’ll need to provide proof of good health (evidence of insurability or “EOI”) for any amount over $500,000.
- For your spouse or domestic partner: You can purchase up to $500,000 in additional coverage, but you’ll need to provide proof of good health (evidence of insurability or “EOI”) for any amount over $50,000.
4. Guardian Buy-Up dental plan enhancements
Here’s another reason to smile: If you’re enrolled in the Guardian Buy-Up dental plan, you’ll see a number of changes in your favor. If you’re not enrolled in the Buy-Up plan, take another look!
- The annual maximum benefit is increasing from $2,000 to $2,500.
- The lifetime maximum for orthodontia coverage is increasing from $2,000 to $2,500.
- Covered cleanings are increasing from two to three per year.
- Crown, denture and bridge replacement coverage is increasing from once every seven years to once every five years.
5. Prescription drug changes
Beginning in 2022, you’ll have quantity limits on the non-specialty medications you get through OptumRx pharmacy, just as you currently do for specialty medications. OptumRx is making this change to help reduce waste and ensure medications are used as prescribed. If you’re affected by this change, you’ll receive a letter in November with further information and instructions. Also starting in 2022, OptumRx will replace select high-cost brands—like Xanax, Asacol HD, Seroquel, Plaquenil and Prometrium—with lower-cost generic versions if they’re available.
Questions? Call OptumRx at 866-647-7848.
Save more through your HSA and FSAs
The Health Savings Account and Health Care and Dependent Care Flexible Spending Accounts are great ways to set aside money for your healthcare and childcare expenses while saving money on taxes. And in 2022, you can stash even more cash!
- HSA: The maximum contribution is increasing from $3,600 to $3,650 if you have individual medical coverage and from $7,200 to $7,300 if you have family coverage. This includes Splunk’s HSA contributions, which will remain at $500 for individual coverage ($125 quarterly) and $1,000 for family coverage ($250 quarterly).
- Health Care FSA and Limited Purpose FSA: The maximum amount you can contribute is $2,850.
- Dependent Care FSA: Due to the expiration of the Consolidated Appropriations Act of 2021, the maximum amount you can contribute is decreasing from $10,500 to $5,000.